Applying : Ideally, you will have owned and operated your business location for one year or more. Your business needs to have predictable card sales activity, and be able to provide 4 months of processing statements.

Transacting : This is not a loan, so there is no principal and no interest rate. Our funding program involves a sale of your business' future credit and debit card receivables at a discount. Then, as each day's card sales are settled, a fixed percentage is automatically forwarded until your obligation is complete.

Forwarding : As each day's card sales are settled, a specific percentage is automatically forwarded by the business. This percentage is fixed, so each dollar amount forwarded reflects your daily credit and debit card sales volume.

Completing : Forwarding stops automatically when the total amount of card sales your business sold has been forwarded.